My Lords, it is a pleasure to take part on this group of amendments. I declare my financial services interests and say just this: the borrowers are not to blame, but they bear the burden. Does my noble friend the Minister agree? In agreeing to a large extent with my noble friend Lady Noakes, with …

Continue reading “Amendment 21 | Financial Services Bill – Report (2nd Day) | Lords debates”

My Lords, it is a pleasure to follow my noble friend Lady McIntosh, and to congratulate the noble Lord, Lord Stevenson of Balmacara, on all his efforts in this respect. The Law Commission’s recommendations seemed pertinent and on point in 2017; four years on, they seem similarly pertinent and on point. Will my noble friend …

Continue reading “Amendment 17 | Financial Services Bill – Report (2nd Day) | Lords debates”

My Lords, it is a pleasure to take part in this group of amendments and I declare my interests as set out in the register. I will speak to a trio of amendments and I will endeavour to do it in a trice. First, I very much support the intention behind Amendment 16. I ask …

Continue reading “Amendment 16 | Financial Services Bill – Report (2nd Day) | Lords debates”

My Lords, it is a pleasure to follow the Minister. In doing so, I declare my financial services interests as set out in the register. I would like to be the first to offer my support for Amendment 14 and what it seeks to achieve. I congratulate my noble friend on the decision to use …

Continue reading “Amendment 14 | Financial Services Bill – Report (2nd Day) | Lords debates”

My Lords, the Covid pandemic has affected young people particularly hard in their education and when beginning their careers. To this end, and in terms of “Build back better” and this task force, will the Government put an end to the pernicious practice of unpaid internships? The Prime Minister and the public are in favour …

Continue reading “Taskforce on Innovation, Growth and Regulatory Reform – Question | Lords debates”

My Lords, I shall not detain the House for long at this stage. I fear I got cut off just as I was extolling the virtues of how new technologies could help in this endeavour. I support the amendments in the name of my noble friend the Minister and look forward to his explanation of …

Continue reading “Amendment 3 | Financial Services Bill – Report (1st Day) | Lords debates”

My Lords, it is a pleasure to follow my noble friend Lady Noakes. In essence, since we are on Report on a Financial Services Bill, these amendments can, I hope, be rightly summed up as, “What point profit if no planet to spend it on?” But, as the term “global warming” clearly sets out, it …

Continue reading “Amendment 3 | Financial Services Bill – Report (1st Day) | Lords debates”

My Lords, it is a pleasure to take part in this debate on the first group of amendments on the first day of Report on the Financial Services Bill. I declare my interests as set out in the register. I congratulate the noble Lord, Lord Stevenson of Balmacara, on tabling this amendment and on the …

Continue reading “Amendment 1 | Financial Services Bill – Report (1st Day) | Lords debates”

It is a pleasure to speak to this group of amendments, and I declare my interests as set out in the register. I congratulate the noble Lord, Lord Stevenson, on the way in which he introduced this group, and on all the work that he has done in this area, not least with StepChange. More …

Continue reading “Amendment 11 | Financial Services Bill – Report (1st Day) | Lords debates”