UK Cash Infrastructure – Critical UK Infrastructure

First, they closed the bank branches, then they closed the cash machines, then they questioned the point of cash itself, then they didn’t financially serve us. Our streets, left high and financially dry. Banks and cashpoints were already closing pre-Covid. The pandemic has accelerated five years of reductions into one. Covid has led to the […]

Back Cash and Inclusive Digital Transition

Already in sharp decline, Covid, like Don Maclean’s jester has stolen cash’s crown. ATM withdrawals are down 80% in London and though significant, loss of cash is not and must not be allowed to become a terminal inevitability. I was delighted to write on the role of cash in our communities and how we transition together to […]

Financial Services Bill Amendments: ‘Lead Generators’ – Time for Regulation.

Today (3 March 2021), in the House of Lords, I am putting forward an amendment to the Financial Services Bill which would increase protection for those who find themselves vulnerable to the sharp practice of ‘lead generators’ when they are seeking debt advice. The amendment is designed to prevent practice of so called ‘lead generation’. […]

Financial Services Bill Amendments: Adding a Financial Inclusion Objective to the FCA Remit

Today (22 February 2021) is the first day of Committee Stage for the Financial Services Bill in the House of Lords. I will be speaking in support of several amendments and putting forward three amendments in my own name; to better protect small and medium-sized enterprises, to review financial services regulation and to ensure more […]

Apprenticeships: positive, practical, let’s all promote them.

Today (9th February 2021) I was delighted to take part in the APPG for Apprenticeships event to celebrate National Apprenticeships Week: in itself, an excellent initiative. It was great to hear such positive support and words from the Minister for Apprenticeships, Gillian Keegan MP to kick off the event. The extent, scope and possibilities within […]

Accessibility Win on London’s Streets

The Mayor and Transport for London’s Streetspace programme, intended to “rapidly transform London’s streets to accommodate a ten-fold increase in cycling and a five-fold increase in walking”, has been successfully challenged by way of Judicial Review. This is a significant accessibility win. Transport for London “considered it had an untrammelled discretion to exclude taxis, which […]

Why do we still have a disability employment gap 25 years after the Disability Discrimination Act?

Why does the disability employment gap persist 25 years after legislation to end disability discrimination in employment was passed? What can be done?